Business Checking

The Savannah Bank provides an economical method of depositing funds and writing checks, while maintaining a detailed record of all transactions. Service fees are based upon an analysis of account activity. A credit is calculated for your average monthly collected balance and may offset activity charges. If the activity charges exceed the credit amount, your account will be charged the difference.

• Monthly Account Maintenance . . . . . . . $10.00
• Items Deposited . . . . . . . . . . . . . $.09 per item
• Checks Paid . . . . . . . . . . . . . . . $.15 per item
• Deposits Credited . . . . . . . . . . . . $.50
• Cash Handling - Currency . . . . . $.30 per $100
• Cash Handling - Coin. . . . . . . . $.12 per roll

  FREE Business Checking

  • No monthly maintenance fee
  • First 200 items free
  • Fee for items over 200..........$.15 per item

  Business Interest Checking

  • No monthly maintenance fee if you maintain a $3,000.00 minimum average daily balance
  • Interest paid on your daily balance
  • $10.00 monthly maintenance fee plus $.15 per debit, $.50 per deposit and $.09 per check deposited if your minimum average daily balance is less than $3,000.00
  • Federal regulations permit only sole proprietorships, non-profit organizations and certain pension and escrow accounts to maintain a Business Interest Checking account.

  Business Money Market

  • No monthly maintenance if you maintain a $1,000.00 minimum daily balance or a $2,500.00 minimum average daily balance (otherwise, $6 per month)
  • Money Market rates paid on your daily balance
  • Withdrawals limited to six per statement cycle; each additional withdrawal is $5

  The MAX! Business Money Market

  • No monthly maintenance fee if you maintain a $10,000 minimum average daily balance (otherwise, $15 per month)
  • Premium Money Market rates paid on your daily balance
  • Withdrawals limited to six per statement cycle; each additional withdrawal is $5

  Business Savings

  • No monthly maintenance fee if you maintain a minimum daily balance of $100.00 (otherwise, $6 per quarter)
  • Six free withdrawals per calendar quarter and only $2.00 for each additional withdrawal

  Business Certificates of Deposit

  • Earn competitive fixed interest rates with as little as $500.00
  • Choose a maturity term from 7 days to 5 years
  • Three convenient ways to receive interest: by check, direct deposit into a The Savannah Bank account or add interest back to principal

  IOLTA

  We offer a special interest-bearing account to Attorneys who wish to participate in the Georgia Bar Foundation's Interest On Lawyers Trust Account (IOLTA) program.

  • Escrow money deposited to an IOLTA account will earn interest at our announced IOLTA interest rate.
  • Each month, the interest earned on the account, less any service charges is remitted to the Georgia Bar for funding its public programs.

  Additional Services

  We also offer the following services to complement your banking needs:

  • OfficeTeller
  • Cash Management
  • Online Banking
  • Online Bill Payment Service
  • Free 24-Hour Telephone Banking
  • Merchant Bank Card Services
  • Night Depository
  • Courier Service