Commercial Checking Accounts Commercial Checking Small Business Checking Commercial NOW Account Commercial Checking This is our fully analyzed Commercial Checking Account. The balance in your account is analyzed along with the activity in your account. Earnings credit given based on the collected balance in your account which is used to help offset the monthly maintenance charge and deposit activity fees. The larger the balance, the higher the earning credit, which could add up to a totally free checking account for your business. See our Terms and Conditions Statement regarding this type of account. Small Business Checking Our Small Business Checking Account is specially designed as a low cost checking account for businesses with a minimum of checking activity. Perfect for today's small business! No monthly maintenance fee if a minimum average collected balance of $2000.00 is maintained in the account. The first 75 check or debit withdrawals and first 75 checks deposited are free, thereafter a minimal charge per item is assessed. You may make $5000.00 in cash/coin transactions and exchanged per month with this account at no charge. After $5000.00 you will be charged per type of cash/coin transaction. See our Terms and Conditions Statement regarding this type of account. Commercial NOW Account Our business checking account that pays you interest! No services fees if you maintain an average collected balance of just $3000.00. You will earn our Consumer NOW Account rate on 90% of your collected balance. Federal regulations permit only sole proprietorships, non-profit organizations and certain pension and escrow accounts to maintain a Commercial NOW Account. See our Terms and Conditions Statement regarding this type of account.