Personal Checking Accounts Regular Checking Accounts Flat Fee Checking Community Checking NOW Checking Seniors NOW Account Regular Checking Accounts Enjoy unlimited checking at The Savannah Bank by simply maintaining a minimum daily balance of $500 or more or a minimum average daily balance of $1,000. If your balance falls below the above amounts, a minimal monthly maintenance fee will be charged to your account along with a per debit fee for each check paid and/or other debit transaction such as an ATM withdrawal, automatic transfer or regular withdrawal. The maximum monthly fee you will be charged if your balance falls below the required minimum is $15.00 regardless of the number of transactions made. See our Terms and Conditions statement regarding this type of account. Flat Fee Checking Many customers prefer the convenience of our Flat Fee Checking Offers! No minimum balance required. Pay just one flat charge each month. Enjoy an unlimited number of checking transactions, ATM withdrawals and automatic transfers. See our Terms and Conditions statement regarding this type of account. Community Checking If you write just a few checks each month, Community Checking is for you! Community Checking gives you the lowest maintenance fee for checking accounts. 15 free debit transactions each month. No minimum balance requirements. A minimal charge for each debit in excess of 15. See our Terms and Conditions statement regarding this type of account. NOW Checking The Savannah Bank's NOW Checking offers among the area's highest interest rates on checking accounts. NOW Checking lets you earn our announced NOW Account interest rate on your money every day, regardless of your balance. No service fees apply if you simply maintain a minimum daily balance of just $750 or an average daily balance of $1500. Minimal monthly maintenance fee and a per debit fee if your balance drops below the required minimum. See our Terms and Conditions statement regarding this type of account. Seniors NOW Account 55 and up never looked so good! If you're 55 years or older, you are eligible for our Seniors NOW Account. Seniors NOW offers a great array of benefits: No minimum balances to be maintained. No service charges. Interest is paid of the entire balance in your NOW Account. Safe deposit box discounts. Free checks (basic checking package). Free travelers checks and cashiers checks. See our Terms and Conditions statement regarding this type of account.