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Consumer Lending Services
Consumer Loans
Our local decision-making and experienced lenders provide you with fast, efficient financing for:
- Home Improvements
- Auto Purchases
- Boat Purchases
- Personal Credit
See one of our lending officers today to apply for your consumer loan.

Personal Reserve Account
- Protect yourself from overdrafts by applying for a Personal Reserve Account (PRA). A PRA is a credit line tied to your personal checking account and protects you from overdrafts.
- Automatic advances are made to your checking account in increments of $100. Our Personal Reserve allows you to make yourself a loan when you need it.

Mortgage Lending
Finance the purchase of a new home or refinance an existing loan through The Savannah Bank's full service mortgage department. Flexible programs and competitive rates make owning your dream house a reality. We offer the following mortgage loan programs:
- Fixed Rate and Adjustable Rate Mortgages
- Construction and Construction/Permanent Loans
- Home Improvement and Home Equity Lines of Credit
- Lot Loans

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