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Personal Savings & Investment Accounts
Personal Money Market Account
- This account combines a higher money market rate with the convenience of check writing. (Federal regulations require that we limit the number of transactions on this account.)
- Our tiered rate on this account pays you interest based on the balance in your account; the larger the balance, the higher the interest rate.
See our Terms and Conditions statement regarding this type of account.

Personal Savings Account
- No maintenance fees by simply maintaining a minimum balance of $200.00 in the account.
- For account holders 18 years of age or less, there are no minimum balance requirements or maintenance fees.
- Interest is compounded daily to maximize your savings.
See our Terms and Conditions statement regarding this type of account.

Certificates of Deposit
- CDs available in maturities from 7 days to 5 years to meet both short and long term investment needs.
- Earn among the highest rates in the area.
- Enjoy value-added features such as automatic renewal of your account, ten day grace periods upon maturity, automatic interest transfer to your savings or checking account and interest compounding.

Individual Retirement Account
Plan your retirement nest egg with an easy to manage IRA from The Savannah Bank.
- Variable rate Certificates of Deposit, Money Market accounts and short and long term investment options.
- Scheduled IRA distributions and contributions at no charge.
- No charge for IRA transfers from another financial institution.

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